1-Preheat the oven: First, preheat the oven to 180°C/350°F, which works for both fan and standard ovens to ensure even baking. Lightly grease a 21 x 11 x 7 cm loaf pan and line it with baking paper for easy removal. In a bowl, mix the ingredients for the herb and garlic swirl until they’re easy to dollop, adding extra oil if needed for that perfect consistency.

2-Mix dry ingredients: Next, in a separate bowl, whisk together the dry ingredients like flour, baking soda, and salt.

3-Combine wet ingredients: In another bowl, combine the wet ingredients: yogurt, milk, eggs, melted butter, olive oil, and garlic. This keeps everything smooth and ready to blend.

4-Make the batter and layer: Create a well in the dry ingredients and pour in the wet mixture, stirring until just combined the batter might be a bit lumpy, and that’s okay. Pour one-third of the batter into your prepared pan, add one-third of the herb mixture, swirl it with a knife, and layer on one-third of the cheese slices, pressing some in and leaving others to peek out.

5-Repeat layering and bake: Repeat the layering twice more with the remaining batter, herb mix, and cheese for that beautiful swirl effect. Bake uncovered for 30 minutes until the top turns golden, then loosely cover with foil and bake another 20 minutes, or until a skewer comes out clean. Let it cool in the pan for 5 minutes, then move to a wire rack for at least 10 minutes before slicing.