1-First, grease a 9 by 13 inch casserole dish to keep things from sticking. Cut the bread into bite-sized chunks and place them in a large bowl, then chop the apples into small chunks if you like, peel them first and add them to the bowl. Stir gently to mix the bread and apples.

2-Next, spread the bread and apple mixture evenly in the casserole dish. In another large bowl, whisk together the 8 large eggs, 2 cups milk, 1/2 cup heavy whipping cream, 1/2 cup sugar, 1/4 cup light brown sugar, 1 1/2 teaspoons ground cinnamon, and 2 teaspoons vanilla extract until smooth.

3-Pour this mixture over the bread and apples, making sure the top is fully soaked. Cover and refrigerate overnight to let it all absorb. When you’re ready, preheat the oven to 350°F (176°C) and bake uncovered for 35 to 40 minutes.

4-While it bakes, mix up the streusel topping by combining 3/4 cup all-purpose flour, 3/4 cup firmly packed brown sugar, 1 teaspoon cinnamon, and 1 1/2 teaspoons apple pie spice in a small bowl. Add 1/2 cup salted butter cut into pieces and mash until crumbly.

5-Take the casserole out, sprinkle on the streusel, and bake for another 5 minutes until it’s crisp. Let it cool a bit before serving warm, and add toppings if you like. This method keeps the dish moist and full of flavor, perfect for any gathering.